The technology commonly used for mobile payments is Near Field Communication (NFC). This technology enables users to make transactions by simply tapping their mobile device against a compatible point-of-sale terminal. NFC's speed and ease of use have made it popular for various payment platforms, such as Apple Pay and Google Wallet. Additionally, encrypting transactions through NFC enhances security, safeguarding sensitive financial data during the payment process. As a result, NFC significantly streamlines the way consumers complete purchases through their mobile devices.