Financial management tips for UPSC aspirants studying full-time include budgeting effectively, prioritizing essential expenditures, and exploring scholarship opportunities. Candidates should evaluate their monthly expenses and eliminate unnecessary costs to sustain their study period. Seeking part-time job opportunities or tutoring can help supplement income without compromising study time. Additionally, utilizing free online resources and public libraries can minimize expenses on study materials. Loans or scholarships may also provide financial support; aspirants should research available options tailored for UPSC preparation. Strategic financial planning aids in alleviating stress and ensuring uninterrupted studying.